Areas of Expertise

General agency, truck insurance, surplus lines, and commercial automobile expert witness testimony.

Sample areas of expertise:

  • The retail/general agency truck insurance producer system
  • Primary truck insurance marketplace
  • Surplus lines insurance
  • Truckers and commercial automobile liability and physical damage insurance including coverage analysis
  • Motor truck cargo insurance including comparison of alternative coverage approaches
  • Truckers workers compensation insurance
  • The truck insurance underwriting, rating, and policy issuance process
  • Development and analysis of truck program ISO and independent rules, rates, and forms
  • Development and/or review of truck program and commercial automobile underwriting guidelines
  • Truck and commercial automobile insurance processing, regulatory filings, and termination processing

Professional Credentials



  • President
  • Transportation Insurance Consultants, LLC (2004 - Present)
  • Wayne, Pennsylvania

Transportation insurance consulting, teaching/training, and expert witness testimony. Expertise in property casualty insurance underwriting, rating, processing, coverage analysis, the agency/general agency distribution system, surplus lines, segregated account cell captives, purchasing groups, risk retention groups, and reinsurance.


Co-author of Using a Monte Carlo Simulation as a Part of Training Liability Insurance Underwriters (1974)